Credit score Q&A
Will changing my address affect my credit score?
The short answer is no. The act of changing address itself does not affect your credit score. What tends to affect your credit score is not updating your address or clearing bills when moving home. So, will changing address affect my credit rating? No, providing you update all of your addresses and don’t leave anything in arrears
Does changing address affect getting finance?
You might have heard of people being declined for finance shortly after changing address, leaving them to think that changing address affects them getting finance. The truth is, changing address does not affect your ability to get finance. The reason some people might be declined is because not all of their addresses have migrated across to their new home, meaning from a credit agency’s perspective you’re split across multiple addresses. So, as long as all of your addresses are up to date you won’t have any issues. To make sure that they’re all up to date, head over to our online change of address service.
I have had a recent change of address, will this affect my credit score?
It will not affect your credit score, so long as all of your addresses are registered to your new address. Also make sure that you are not in arrears. We can help you update your address with all of your companies online, within 5 minutes. If that sounds helpful, you can update your address online today.
How can I improve my credit score?
Tell all of your companies that you’re moving home, keep all of your payments on a DD & make sure that you register on the electoral roll as soon as you move. Also, be sure to check your credit score online regularly and follow any suggestions they offer.