When you’re ready to draw your NHS Pension, you want to make sure that they have the correct address to reach you at. So, when you’re moving home you need to complate an NHS Pension change of address.
It is crucial that you let the NHS Pensions Agency know when you’re moving home so that you don’t miss out on any important communications regarding your pension.
Let’s jump straight in 😎
You can now update your NHS Pension address online by using our change of address service. At the same time you can update your address with hundreds of other companies – and it takes less than 3 minutes to do.
Here’s how to complete your NHS Pension change of address:
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Once you click submit we’ll update the address with NHS Pension as well as any other institutions or companies you selected. If there are any additional steps we’ll let you know by email. Otherwise, you can kick-back, relax and spend your time doing something else.
If you’d prefer to change your address with NHS Pension directly then you should let your NHS employer know. Find out more information here.
The NHS Pension Scheme is a voluntary pension scheme that is available to all employees of the NHS. Participants of the Scheme receive benefits in addition to the New State Pension.
NHS employees who are eligible are automatically included but they are able to opt-out if they want to. The particulars of the NHS Pension Scheme are defined by statute and benefits are paid directly from contributions and taxes.
If you have more questions or require more help with changing your address with NHS Pension, then you should contact them directly.
For Member pension queries, retirement calculations, benefits statements or general NHS Pension Scheme information, then you should email firstname.lastname@example.org.
Alternatively, you can call the Member Helpline on 0300 3301 346.
Or, simply visit the NHS Pensions Member Hub to find out more.
You can access your NHS pension online by visiting the Total Reward Statement Portal, where you will be able to view your statement. Or, visit the ESR Employee Self Service page if you’re part of an organisation that uses the facility.
There are two different ways to log into the NHS Employee Self-Service. You can either login using a smartcard or using your username and password.
Your current NHS pension statement will only be available to view until the data is refreshed. Therefore, you should print or save a copy for your own records.
If you’re leaving employment with the NHS, or just the NHS Pensions Scheme, you may be able to transfer your pension rights to a new pension provider.
However, you will only be able to transfer your NHS pension to a scheme or arrangement that is registered with HM Revenue and Customs (HMRC) and is able to take a transfer payment from the NHS Pension Scheme.
When transferring your NHS pension, the payment is calculated by converting the value of your pension rights to a Cash Equivalent Transfer Value (CETV).
You may have heard stories of ‘lost’ contributions and the ongoing inaccuracy of the information held by the NHS Pension Scheme which has led you to question how good it is and whether you should consider opting out.
However, there are many benefits of being part of the NHS Pension Scheme that are difficult to replicate elsewhere. In particular, the scheme offers risk-free returns. Unlike some pension schemes, the NHS scheme provides an income in retirement that isn’t reliant on investment returns, making it a secure option for many NHS employees.
The NHS Pension Scheme also provides additional benefits like the Ill Health Retirement Pension, Life Cover (death in service), and uplifts for your spouse’s pension. If you tried to replicate these benefits, it would cost you a large percentage of your earnings.
You can start drawing your NHS pension at what is called the ‘normal pension age’ – the age that you retire from working for the NHS. At this age, you can have your pension paid without facing a reduction for early payment.
You normal retirement age will vary depending on which section of the scheme you’re in.
If you’ve built up benefits in multiple sections of the NHS Pension Scheme, you will be able to claim them when you reach your normal pension age without them being reduced.
If you really want to, when you reach the minimum pension age (55), you can retire early. However, you do so knowing that your pension benefits will be reduced to reflect the fact that your pension will be paid out for longer.