Car Insurance Change of Address

Everything You Need to Know About Changing Address on Car Insurance UK

car insurance change of address

How to Change Address on Car Insurance?

car insurance change of address

When you purchase car insurance, you’ll usually be asked to provide all kinds of personal information. So, if these details change down the line, you’ll need to let your car insurer know. 

One of the most important changes you’ll need to notify your motor insurance provider about is your change of address when moving home. If you forget to change the address on your car insurance, your policy might not be valid when you come to make a claim.

We understand there’s a lot to do when moving home, but notifying all your accounts and providers shouldn’t be pushed to the bottom of the list. 

Your car insurance provider is just one service you’ll need to update when moving into your new home. If you fail to complete your car insurance change of address, it could invalidate your insurance policy when you come to make a claim.

Thankfully for you, SlothMove can minimise the hassle of updating your car insurance address.

In this guide, we’ll outline exactly how to change your address on your car insurance policy, as well as answering any other pressing questions you might have.

So, let’s find out how to complete your car insurance change of address…

This article covers

People often say that moving house is one of the most stressful things you will ever do. But, it doesn’t have to be. 

Now, with SlothMove, you can minimise the time and effort spent completing one of the most important moving home tasks – changing your address

Using SlothMove’s award-winning online change of address service, you can complete your car insurance change of address in just a few clicks! 

All you need to do to change your address with all your services, including your car insurance provider, is follow the simple steps below. So, what are you waiting for?

Address change

STEP 1

Update your address

Select who needs to know you're moving Penfold, HMRC, Council Tax etc.,,,

changing address online

STEP 2

About you

Enter your previous address, new address and the date you moved home

updating your address with slothmove

STEP 3

Submit

Click submit and we'll update your address with accounts automatically

Once you’ve provided us with all the required details, including your previous address, new address and moving date, we’ll get to work notifying all your selected accounts. 

So, whether it’s your car insurance company, your driving licence, your V5C, your personalised number plate or your provisional licence, we’ll let them all know that you’re moving house for you. 

To get started with your car insurance change of address, simply fill in the form below:

Enter address manually

Award-winning

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Update your address

Take the hassle and stress out of your move and update your address with hundreds of companies, including your Student Railcard

Marishka Morris

“An amazing website to help make this side of your move less stressful as it covers so many different accounts and things you may not think of updating.. the time it saves too not having to update everything separately, it really is absolutely worth checking out. Highly recommended for any movers!”

How to Complete Your Car Insurance Change of Address?

car insurance change of address

Informing your car insurance provider of your address change is essential so that you don’t miss out on any communication sent to the address originally registered. Otherwise, the communications related to your car insurance renewal may not reach you at your new property. 

So, how do you complete your car insurance change of address?

When it comes to changing your car insurance address, you have two options – you can either use SlothMove’s award-winning online change of address service, or contact your insurance provider directly.

Without a doubt, the simplest and speediest way of completing your car insurance change of address is using SlothMove’s hassle-free home set-up platform. 

To change your car insurance address using SlothMove, you just need to let us know a little more about you. Follow the steps below to get started:

  • 1) Head over to SlothMove’s home setup platform
  • 2) Enter your details (address, name, when you’re moving) 
  • 3) Choose who you’d like to update (e.g. car insurance, the AA, Student Railcard, Blue Badge etc.)
  • 4) Click complete and that’s all 😎  SlothMove will update your address across your accounts


Alternatively, if you’re only looking to update your car insurance address, you can do so by contacting them directly. Simply give your insurer a call and ask them to amend your policy. 

Or, your provider might have an online customer portal, allowing you to complete your car insurance change of address online. 

Either way, you’ll need to have some things to hand, such as your car insurance policy number, your vehicle’s registration number, the make and model of your vehicle, engine size and the value.

Does Change of Address Affect Car Insurance?

In short – yes.

Your car insurance premium could go up or down when you move house. This is because your address is one of the big factors that affect the price of your car insurance.

You might find it tempting not to tell your car insurer of your change of address, just in case your price goes up. But it is absolutely crucial that you let them know you’re moving – having incorrect details on your insurance policy could seriously affect your cover later on.

If you purposely choose not to notify your provider of your car insurance change of address, or use someone else’s address to get a cheaper premium, that’s fraud.

Your address is one of the many factors that insurance companies use to determine auto premiums. Changing your address can influence your level of risk, which means that your premium could be raised or lowered depending on where you move to.

So, as well as changing the address on your car insurance policy, you should check that your insurer will still cover you once you’ve moved.

How Changing Where Your Car is Kept Can Affect Car Insurance

When you move house, it’s likely that you’ll also be changing where your car is parked – and, this too can influence the price of your car insurance premium.

Where you park your car can change your premium because those left out on the road are more likely to be damaged or stolen.

If possible, you should try to keep your car in a garage. Otherwise, ‘off-street parking’, such as a driveway, tends to be the safest option.

What Happens if I Don't Change my Address on My Car Insurance UK?

Forgetting to complete your car insurance change of address could lead to you being slapped with a massive £1,000 fine if caught by police officers.

If you purposely choose not to update your address when you move house, for fear that your premium will increase, then this is fraud and could lead to you being prosecuted.

It will also mean that your car insurance premium may be invalid when you come to make a claim later on.

When Do I Need to Complete My Car Insurance Change of Address?

You should aim to change your car insurance address as soon as you have a date for moving house.

If you leave changing the address on your car insurance too late, you could face a number of consequences. For example, if you update your car insurance details six months after moving house, you might have to pay a big lump sum to cover all the months you were considered ‘riskier’.

So, make sure you remember to complete your car insurance change of address with plenty of time to spare before moving day. We know there’s a lot to remember, but this is one thing you shouldn’t leave until the last minute.

How Do I Cancel My Car Insurance?

car insurance change of address

Sometimes, if your car insurance premium is going to increase as a result of changing your address, it is cheaper to just cancel your policy altogether and find a new one.

Usually, when you cancel your car insurance policy, you’ll have to pay a cancellation fee, depending on how long is left on your policy. But, after doing the maths, you might discover that it’s worth it to get a better deal elsewhere.

It’s also worth noting that, if you’re in the first two weeks of your policy (known as your cooling-off period), you probably won’t need to pay to make changes during this time.

The process for cancelling your car insurance policy often varies depending on the provider. You will be able to find the required process in your policy terms and conditions.

You might be expected to inform your insurance provider in writing, either by a letter or email. If you are able to cancel your policy over the phone, make a note of the time, date and the name of the person you spoke to. It’s worthwhile following up the conversation in writing too, just to be safe.

Car Insurance Change of Address & Beyond…

If you own a vehicle in the UK, it is a legal requirement to have car insurance cover. It is also the law for all motorists to keep their car insurance details up to date. 

Luckily, completing your car insurance change of address has never been easier. You have to options when it comes to changing your car insurance address: 

  1. Using SlothMove’s online change of address service 
  2. Contacting your insurer directly

Whichever method you use to update your car insurance details, make sure you remember to notify all your other accounts and providers too! 

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