When it comes to moving house, everyone knows how important it is to update your address with all essential providers and institutions.
Forgetting to change your address with all your accounts and services could result in you missing out on crucial information, being fined or being a victim of identity fraud.
HMRC is one government institution that MUST be notified when you move house. This is important to keep all your tax accounts in order and to prevent your personal details entering the wrong hands.
But, do you need to notify HMRC, or does your employer change your address with HMRC for you? Let’s find out…
The truth is, most employees rarely deal directly with HMRC. This is because tax is taken by your employers under the PAYE system.
If you’re employed, you pay income tax and national insurance through a system called Pay As You Earn (PAYE)
PAYE is HMRC’s system to collect income tax and national insurance from employment. Your employer deducts these contributions from your wages and pension.
So, we wouldn’t blame you for thinking that your employer will tell HMRC about your change of address when you move house. However, while employers put employee addresses on many key forms, HMRC is unlikely to record these changes on its files without direct contact from the employee themselves.
Even if you change your address with your employer and it files an up-to-date P14 with HMRC, your address will not be updated.
With this being said, it is, and always has been, an individual’s responsibility to notify HMRC of a change of address. If you’re an employer and one of your employees informs you that they’re moving house, you should encourage them to tell HMRC.
So, given that your employer doesn’t change your address with HMRC, do they change your tax code?
Your tax code is used by your employer or pension provider to work out how much income tax to take from your pay or pension.
As an employee, your employer is responsible for deducting tax and National Insurance from your pay. The tax code used may have been issued by HMRC, but more commonly the employer decides which tax code to use from a P45 form.
HMRC will then automatically update your tax code once you have provided your new employer with the correct details related to your previous income and pension.
So, given that your employer doesn’t change your address with HMRC for you, how do you go about notifying them of your house move?
You can change your address with HMRC by contacting them directly, either by phone, online or by post.
Read our step-by-step guide to changing your address with HMRC to find out more.
Alternatively, you can update your HMRC address using SlothMove’s online change of address service and cut down on both the time and hassle.
All you need to do is let us know some additional details and we’ll do the rest of the work for you.
Click below to get started with your HMRC address change 👇
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